Someone asked about my long term, year over year return on my portfolio's.

My TFSA account has averaged about 9 ~ 10% return. That is over a 5 year period.

MY RRSP has existed much longer, but done much worse. Since inception, I have averaged around 3~4% return [which is average for the retail investor].

But because of recent performance, for the last four years, it has bumped up a bit, to 5.45% annualized return.

But, I've really only implemented and really applied  my 5% rules this year.